Investment Opportunities

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Kingston, ONT - P-0177-ROB-FRO (NP)

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Information about the Tenant Their Parents refinanced his home to gift the Tenant the down Payment. Mortgage financing fell through due to tight Lending guidelines and their “bruised” Credit. They now want to buy a home using our Rent to Own program. The Tenant Husband has a very secure Income as a Mechanic with Hertz Rental Cars.
 

Burlington, ON - R-0172-HAR-BUR

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About the Tenant This is the Tenant’s self written story: "It started with my divorce. Then my business of 11 years started to go into a decrease, my lease was up for renewal and it was too high for the business to handle so I was forced to close. I found a new job in the same field immediately, however, recently after starting my bank account was defrauded and all my funds taken.
 

Niagara Falls, ON - P-0159-ZAC-NIA

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About the Tenant Client entered a rent to own program with no planned Exit Strategy. The Landlord that did the Rent to Own did not have the financial experience to guide the client and get them bank ready for the future. As a result, they were unable to secure mortgage financing at the end due to their Credit Profile.
 

Cambridge-ONT-P-0154-SOM-CAM(NP)

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These clients were owners of a successful Pizza business a few years ago. They moved the location of the Pizza Storefront but his proved to be costly. Sales dropped, the business fell apart, and they subsequently suffered $130,000 in losses – forcing them to sell their home to pay debts associated with the Business.
 

Tobermory-ONT-P-0105-STA-TOB

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The clients have been renting the property for a while, and now have a chance to buy the house the call home. The property's market value is $ 345K on appraisal. The Seller wants $ 308K from the tenant, and will gift them the difference in equity to help with their Total Down Payment Combined with their saved Down Payment, they will have 12% towards the New Purchase.
 

Guelph-ONT-R-0152-HAM-GUE

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This client was a silent partner with his Father's business - but was left with a 500K Income Tax bill when he passed away. The client has had no choice but to declare Insolvency to rid the debts as CRA was moving in. The client is looking to refinance the home and take it out of Bankruptcy proceedings. This client has an income @ $ 250,000 per annum.
 

Mattawa, ON : P-0077-CAM-MAT

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A number of years ago, this clients credit suffered from unpaid debts from a previous marriage break up. After meeting her new partner, she noticed that he was in the habit of paying for everything in cash. Although this avoided further debt, it meant that he had no established credit. The two came to Mattawa looking for a new start, to live closer to their daughter, and opened up a pizza shop.
 

Collingwood, ON : P-0069-MCD-COL(NP)

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Our Client is self-employed. Their credit ratings are good - but have been declined by the banks due to unfavorable debt ratios. They are working diligently to pay off current debts and wish to purchase a family home for themselves and their two young daughters. They had their eye on a property, but as banking guidelines recently tightened and they are struggling to qualify for a mortgage.
 

Binbrook ON - P-0045-DEH-HAM(NP)

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The Client relocated to Jamaica in 2010 to invest in a family business, which unfortunately did not do as well as they had hoped. Consequently, they relocated back to their home town of Hamilton, ON. Shortly thereafter, the wife was accepted into the Norman Manley Law School program at the University of the West Indies – where she completed her Law Degree.
 

Smithtown, NB : R-0029-WIC-SMI

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This family rented 563 Lakeside Road Smith Town, NB for more than 5 years. In September 2015 the landlord sold them the property for $54,000 with two mobile homes located on the land. One mobile home was tolled off the lot while the other was dismantled and rebuilt as a site built home. They took out a private construction loan of $75,000 to purchase the land and start the construction.
 
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