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St Thomas, ON - P-0108-JAK-NEW
Clients responded to my direction as far as paying out the fairstone debt/settlement via the following: “Linda and I talked it over and we are not willing to do any kind of settlement with fairstone financial. As far as we are concerned the dept. has been written off and no legal action can be taken due to the 2 year statue of limitation.
Bracebridge, ON - P-0116-GER-BRA
Kim has been a nurse full time since June 2015. Her grandfather got sick and she took time off to help her grandfather. She was off for 5 months and returned back to work part time. She is currently working full time. They applied for a mortgage and due to her part time hours last and not enough income showing on her previous NOA. The bank also had an issue with her husbands credit.
Ingersoll, ON - R-0121-BEA-ING
House under 8 years old. Client bought it when he worked for Rogers and making $70K a year. Rogers laid him off right after he closed and he has been trying to find a good paying full time job. He fell behind all his debts trying to manager the mortgage with CIBC. Now CIBC is behind and going into Notice of Sale.
Niagara Falls, Ontario : R-0089-MCD-NIA
Client owns a large lot with a substantial size home in Niagara Falls. Her profession is as a contractor for PSW trainer for health care in third world countries that has famine or disaster relief. She put that side of the business on hold and told her agent to put any contracts on hold as she did care giving to a brother that required hospital care nearby in Niagara Falls.
St. Thomas, Ontario : R-0093-DOU-STT
The clients are very close to power of sale right now. Their current mortgage with BNS is in recall. They also have a second mortgage for 35K that needs to be paid out. Reason for hardship is that Carlton (husband) was on disability and Deanne (wife) was hit by a truck in a body cast for quite some time on welfare.
Mattawa, ON : P-0077-CAM-MAT
(40 min East of North Bay) These clients are self employed owners of a successful pizza shop. They do not meet the bank’s lending guidelines because “she” had some past credit issues. “He” has a great Credit Score but not enough established trade-lines for the bank to look beyond her weaker credit score.
Collingwood, ON : P-0069-MCD-COL
Our Client is self employed their credit ratings are good but the bank has declined them because of their debt ratios. They are working diligently to pay off current debts. They wish to purchase a family home for themselves and their two young girls.
Binbrook ON - P-0045-DEH-HAM
We are hardworking individuals whose life’s purpose is to create a stable environment for our family. We have found this beautiful new home and have placed an offer conditional on financing which we need waived by June 30, 2017. It was with this mindset, we decided to relocate to Jamaica in 2010 to invest in a family business.
Smithtown, NB : R-0029-WIC-SMI
This family rented 563 Lakeside Road Smith Town, NB for more than 5 years. In September 2015 the landlord sold them the property for $54,000 with two mobile homes located on the land. One mobile home was tolled off the lot while the other was dismantled and rebuilt as a site built home. They took out a private construction loan of $75,000 to purchase the land and start the construction.